Editor’s note: This is a recurring post with regularly updated card details.
The Amazon Business American Express Card is designed for business owners who frequently shop at Amazon-owned companies but don’t have Amazon Prime memberships. You can enjoy perks like 3% cash back or 60-day financing on United States purchases at Amazon Business, Amazon Web Services (AWS), Amazon.com, and Whole Foods Market. It comes with no annual and foreign transaction fees—however, it does not allow balance transfer transactions.
If you wish to compare one card over another, select a maximum of three cards on this page and click Add to compare to view the details in a side-by-side comparison.
Amazon Business American Express Card
3% back or 60-day repayment terms
Regular APR
19.49% – 27.49% Variable
Credit Needed
Good, Excellent
- Get a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card.
- Take advantage of 3% Back or 60 Day Terms on U.S. purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market. You will earn 3% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter
- 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
- 1% Back on other purchases
- $0 Annual Fee
- Back your business with the broad selection of Amazon and the service of American Express. Stay focused on your top business priorities, knowing we’re behind you.
- With rewards that don’t expire, you choose when to redeem. Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement.
- Terms apply.
Pros
- $100 Amazon gift card upon approval: You get a $100 Amazon gift card as a signup reward upon approval, without the need to meet any spending requirement.
- No annual fee: You can enjoy earning rewards or 60-day interest-free terms on your purchases at US Amazon-owned companies without having to pay annual fees.
- No need for Amazon Prime membership: Anyone who shops frequently at Amazon can apply for an Amazon Business American Express Card, including those who aren’t Amazon Prime members.
Cons
- Short 0% annual percentage rate (APR) period: You can only enjoy interest-free financing on Amazon purchases for a 60-day term, which is shorter compared to most business credit cards’ introductory rates.
- 3% back only applies on the first $120,000: You can earn 3% back only on the first $120,000 in purchases each calendar year—after that, you will earn 1% back, which is meager compared to other points-based rewards business credit cards.
- Balance transfers aren’t allowed: This card doesn’t allow balance transfers, which is a disadvantage if you need to transfer a balance from another card.
- Return protection: If a merchant doesn’t accept a return of an item in original purchase condition within 90 days of purchase, American Express will refund cardholders up to $300 per item and up to a maximum of $1,000 per cardmember, per calendar year
- Baggage insurance: If your luggage is damaged, lost, or stolen when you pay for your trip with your card, American Express will pay up to $1,250 per covered person for carry-on baggage and up to $500 for checked baggage
- Extended warranty: American Express will match the length of the original manufacturer’s warranty if it’s less than two years; American Express provides an additional two years if the original manufacturer’s warranty is between two and five years; coverage is limited to $10,000 per occurrence and $50,000 per account each year
- Purchase protection: The issuer will repair, replace, or reimburse you for an item purchased with the card that was damaged or stolen within 120 days of purchase; coverage is limited to $1,000 per occurrence and $50,000 per account each year
Regular APR
19.49% – 27.49% Variable
Credit Needed
Good, Excellent
- Get a $100 Amazon Gift Card upon approval for the Amazon Business American Express Card.
- Take advantage of 3% Back or 60 Day Terms on U.S. purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market. You will earn 3% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter
- 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
- 1% Back on other purchases
- $0 Annual Fee
- Back your business with the broad selection of Amazon and the service of American Express. Stay focused on your top business priorities, knowing we’re behind you.
- With rewards that don’t expire, you choose when to redeem. Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement.
- Terms apply.
Pros
- $100 Amazon gift card upon approval: You get a $100 Amazon gift card as a signup reward upon approval, without the need to meet any spending requirement.
- No annual fee: You can enjoy earning rewards or 60-day interest-free terms on your purchases at US Amazon-owned companies without having to pay annual fees.
- No need for Amazon Prime membership: Anyone who shops frequently at Amazon can apply for an Amazon Business American Express Card, including those who aren’t Amazon Prime members.
Cons
- Short 0% annual percentage rate (APR) period: You can only enjoy interest-free financing on Amazon purchases for a 60-day term, which is shorter compared to most business credit cards’ introductory rates.
- 3% back only applies on the first $120,000: You can earn 3% back only on the first $120,000 in purchases each calendar year—after that, you will earn 1% back, which is meager compared to other points-based rewards business credit cards.
- Balance transfers aren’t allowed: This card doesn’t allow balance transfers, which is a disadvantage if you need to transfer a balance from another card.
- Return protection: If a merchant doesn’t accept a return of an item in original purchase condition within 90 days of purchase, American Express will refund cardholders up to $300 per item and up to a maximum of $1,000 per cardmember, per calendar year
- Baggage insurance: If your luggage is damaged, lost, or stolen when you pay for your trip with your card, American Express will pay up to $1,250 per covered person for carry-on baggage and up to $500 for checked baggage
- Extended warranty: American Express will match the length of the original manufacturer’s warranty if it’s less than two years; American Express provides an additional two years if the original manufacturer’s warranty is between two and five years; coverage is limited to $10,000 per occurrence and $50,000 per account each year
- Purchase protection: The issuer will repair, replace, or reimburse you for an item purchased with the card that was damaged or stolen within 120 days of purchase; coverage is limited to $1,000 per occurrence and $50,000 per account each year
When evaluating points rewards business credit cards like the Amazon Business American Express Card, we first take into account both the ongoing and introductory rewards. We also look at the annual fee, introductory and ongoing APRs, and additional card features.
Who the Amazon Business American Express Credit Card Is Best For
- Business owners who shop at Amazon but aren’t Prime members: You don’t need a Prime membership to qualify for this card. Plus, it offers rewards or free financing terms on US purchases at Amazon, Whole Foods Market, Amazon Business, and AWS.
To find other options, head over to our recommended alternatives below.
Amazon Business American Express Credit Card Rewards
- $100 Amazon.com gift card upon approval
- Either 3% back or 60-day terms on US purchases at Amazon Business, AWS, Amazon.com, and Whole Foods Market—if you choose to earn rewards, you’ll earn 3% back on the first $120,000 in purchases for each calendar year, then 1% back thereafter
- 2% back at US restaurants, US gas stations, and on wireless telephone services purchased directly from US service providers
- 1% back on all other purchases
Amazon Business American Express Credit Card Rewards Calculator
Find out how much you can earn from Amazon Business American Express Credit Card based on your estimated monthly expenses per spending category mentioned above. Use our rewards calculator to compute your potential rewards—just enter your expected monthly spending on each category, and our calculator will do the rest. Points are worth around 1 cent each.
How To Redeem Amazon Business American Express Credit Card Rewards
Amazon rewards are tracked as points versus cash back, with every 100 points earned worth $1. You can redeem your Amazon rewards points for eligible purchases at Amazon.com or as an automatic credit to your bill. Your points don’t expire as long as your account remains open. However, you may forfeit points if your account status changes or if you default on a payment.
Amazon Business American Express Credit Card Additional Features
Protection Coverage
- Return protection: Receive a refund of the full purchase price of up to $300 per item, with a maximum of $1,000 per account per year, if a store won’t accept a return within 90 days from the purchase date.
- Extended warranty protection: Get an additional one-year warranty and receive coverage of up to $10,000 per purchase, with a maximum limit of $50,000 per calendar year, for purchases with a manufacturer’s warranty of five years or less.
- Baggage insurance plan: Pay your entire trip using your Amazon Business American Express credit card and get covered with baggage insurance of up to $1,250 per person for carried-on bags and up to $500 per person for checked bags.
- Car rental loss and damage insurance: Enjoy up to $50,000 coverage per car rental agreement for damage to or theft of a rental vehicle in a covered territory during the rental period.
Cash Management
- Amazon Business enhanced data views: See your Amazon Business purchases listed per item in an easily downloadable file from your online statement and gain enhanced insights into purchases to simplify expense reporting.
- Amazon Shop With Points: Earn rewards that don’t expire and use them to shop with Amazon. Pay your purchases with points upon checkout on Amazon.com and US Amazon Business or apply your rewards toward a purchase on your statement.
Amazon Business American Express Card Fees
APR
- Ongoing: 19.49% to 27.49% variable, which adjusts with the Prime rate
- Cash advance: 29.99% variable, which adjusts with the Prime rate
- Penalty: 29.99% variable, which adjusts with the Prime rate; will be applied to your account if you:
- Made a returned payment
- Made two late payments within the past 12 months
- Did not make the Minimum Payment due by the closing date of the billing period when it is due
Fees
- Annual: None
- Balance transfer: Transfers aren’t allowed
- Foreign transaction: None
- Cash advance fee: $5 or 3%, whichever is greater
- Late payment fee: Up to $39
- Overlimit: None
- Returned payment: $39
How to Make Payments
- Online: Make a payment through your American Express online account anytime. Choose your payment account and select your bank account and payment date. Take note that credit cards and debit cards cannot be accepted as a form of payment.
- Direct bank payment: Pay bills automatically via direct debits. Provide your bank account details to American Express and indicate the amount you’d like to pay every month.
- AutoPay: Enroll in AutoPay through your American Express online account. Note that your first AutoPay payment may not be applied to your current billing cycle. You may need to make your usual payments through a different method until your AutoPay begins.
- Amex Mobile App: Download the Amex Mobile App and enjoy the convenience of paying your bills on the go, anytime, anywhere.
- Mail: Send your payment either by check or money order made payable to American Express. Finally, ensure to include your account number at the front of your payment.
First Class Mail
American Express
P.O. Box 650448
Dallas, TX 75265-0448
Express Mail
American Express
Attn: Express Mail Remittance Processing
20500 Belshaw Ave.
Carson, CA 90746
When To Consider Amazon Business American Express Credit Card Alternatives
You Need to Transfer a Balance From Another Credit Card
One of the important credit card features that the Amazon Business American Express credit card lacks is the ability to transfer a balance from another credit card. If you have an existing balance from a high-interest credit card and you want to consolidate your debts into your new business credit card, the US Bank Business Triple Cash Rewards World Elite Mastercard® is a more suitable option.
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
0% APR for 15 billing cycles
Regular APR
19.24% – 28.24% (Variable)
Credit Needed
Excellent/Good
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
- Earn $500 in cash back. Just spend $4500 on the Account Owner’s card in the first 150 days of opening your account.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants.
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limit on total cash back earned.
- Rewards never expire.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks
- 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 19.24% – 28.24%.
- No annual fee.
- Great Offer from U.S. Bank, a 2022 World’s Most Ethical Company® – Ethisphere Institute, February 2022
- Terms and conditions apply
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
Pros
- 0% APR applies to both purchases and balance transfers
- Unlimited cash back rewards
- No annual fee
Cons
- Balance transfer fee is charged even during the introductory period
- Intro APR doesn’t apply to cash advances
- MasterRental car rental collision damage waiver: When you rent a car using your U.S. Bank credit card, you’re covered in case of accident or theft on all rentals made worldwide. Coverage is primary, which means you won’t need to use your personal auto insurance or accept the insurance offered by the rental agency. Coverage is capped at $50,000.
- Purchase assurance: U.S. Bank may repair or reimburse for items purchased with your U.S. Bank business credit card that are damaged or stolen within 90 days of purchase. Coverage is limited to $1,000 per loss, up to $25,000 per year, per account. Lost items and items left out of reach that others can see are not covered.
- Extended warranty protection: U.S. Bank will double the manufacturer’s warranty up to an additional one year from the expiration of warranties of five years or less. An item with a six-month warranty would be backed for an additional six months, for example. The issuer will replace the item or reimburse you up to the amount charged on your U.S. Bank card up to $10,000.
Regular APR
19.24% – 28.24% (Variable)
Credit Needed
Excellent/Good
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
- Earn $500 in cash back. Just spend $4500 on the Account Owner’s card in the first 150 days of opening your account.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants.
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limit on total cash back earned.
- Rewards never expire.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks
- 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 19.24% – 28.24%.
- No annual fee.
- Great Offer from U.S. Bank, a 2022 World’s Most Ethical Company® – Ethisphere Institute, February 2022
- Terms and conditions apply
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
Pros
- 0% APR applies to both purchases and balance transfers
- Unlimited cash back rewards
- No annual fee
Cons
- Balance transfer fee is charged even during the introductory period
- Intro APR doesn’t apply to cash advances
- MasterRental car rental collision damage waiver: When you rent a car using your U.S. Bank credit card, you’re covered in case of accident or theft on all rentals made worldwide. Coverage is primary, which means you won’t need to use your personal auto insurance or accept the insurance offered by the rental agency. Coverage is capped at $50,000.
- Purchase assurance: U.S. Bank may repair or reimburse for items purchased with your U.S. Bank business credit card that are damaged or stolen within 90 days of purchase. Coverage is limited to $1,000 per loss, up to $25,000 per year, per account. Lost items and items left out of reach that others can see are not covered.
- Extended warranty protection: U.S. Bank will double the manufacturer’s warranty up to an additional one year from the expiration of warranties of five years or less. An item with a six-month warranty would be backed for an additional six months, for example. The issuer will replace the item or reimburse you up to the amount charged on your U.S. Bank card up to $10,000.
- Offers 0% APR for the first 15 billing cycles on both purchases and balance transfer transactions
- Lets you earn up to 5% cash back on your purchases, depending on the expense categories
- Has no annual fee
- Provides a generous sign-up bonus of $500 cash back when you meet the spending requirements
- Offers $100 annual statement credit for your recurring software subscriptions
You Have an Amazon Prime Membership
The Amazon Business American Express credit card does not require an Amazon Prime membership. However, if you’re a frequent Amazon shopper and are also a Prime member, then you will benefit more from the Amazon Business Prime American Express Card.
Amazon Business Prime American Express Card
Those with Amazon Prime membership who want either cash back or 90-day repayment terms
Regular APR
19.49% – 27.49% Variable
Credit Needed
Good, Excellent
- Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card.
- Take advantage of 5% Back or 90 Day Terms on U.S. purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market with an eligible Prime membership. You will earn 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter
- 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
- 1% Back on other purchases
- $0 Annual Fee
- Back your business with the broad selection of Amazon and the service of American Express. Stay focused on your top business priorities, knowing we’re behind you.
- With rewards that don’t expire, you choose when to redeem. Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement.
- Terms apply.
Pros
- 5% back or 90-day terms
- No annual and foreign transaction fees
Cons
- No 0% introductory APR
- Only for Amazon Prime members
- Return protection: American Express will provide a refund for an item purchased within 90 days that cannot be returned to the merchant. Refunds are limited to $300 per item, up to $1,000 per cardmember, per calendar year.
- Baggage insurance: Get reimbursed for lost, damaged, or stolen luggage is damaged, lost, or stolen when you pay for your trip with your card, American Express will pay up to $1,250 per covered person for carry-on baggage and up to $500 for checked baggage.
- Car rental insurance: Get coverage for theft or damage of a car rental, up to $50,000. Cardholders can waive the collision insurance offered by the auto rental agency.
Regular APR
19.49% – 27.49% Variable
Credit Needed
Good, Excellent
- Eligible Prime Members get a $125 Amazon Gift Card upon approval for the Amazon Business Prime American Express Card.
- Take advantage of 5% Back or 90 Day Terms on U.S. purchases at Amazon.com, Amazon Business, AWS and Whole Foods Market with an eligible Prime membership. You will earn 5% Back on the first $120,000 in purchases each calendar year, 1% Back thereafter
- 2% Back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers
- 1% Back on other purchases
- $0 Annual Fee
- Back your business with the broad selection of Amazon and the service of American Express. Stay focused on your top business priorities, knowing we’re behind you.
- With rewards that don’t expire, you choose when to redeem. Redeem rewards on millions of items during checkout at Amazon.com and Amazon Business (U.S.) or apply towards a purchase on your statement.
- Terms apply.
Pros
- 5% back or 90-day terms
- No annual and foreign transaction fees
Cons
- No 0% introductory APR
- Only for Amazon Prime members
- Return protection: American Express will provide a refund for an item purchased within 90 days that cannot be returned to the merchant. Refunds are limited to $300 per item, up to $1,000 per cardmember, per calendar year.
- Baggage insurance: Get reimbursed for lost, damaged, or stolen luggage is damaged, lost, or stolen when you pay for your trip with your card, American Express will pay up to $1,250 per covered person for carry-on baggage and up to $500 for checked baggage.
- Car rental insurance: Get coverage for theft or damage of a car rental, up to $50,000. Cardholders can waive the collision insurance offered by the auto rental agency.
- Lets you earn 5% back or 90-day terms on US purchases at Whole Foods Market and on Amazon, Amazon Business, and AWS
- Offers up to 2% cash back on all other purchases
- Provides $125 cash bonus upon approval, without any spending requirements
- Comes with no annual fee outside of your Prime membership fee
- Charges no foreign transaction fee
You Don’t Want to Keep Track of Spending Categories
If your business expenses are varied across several expense categories, you should consider a business credit card that offers an easy rewards program with fixed-rate cash back on all spending categories. In this case, our best recommendation is the Bank of America® Business Advantage Unlimited Cash Rewards Credit Card.
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Those with an existing business checking account with Bank of America
Intro APR
0%
9 billing cycles
Regular APR
18.49% – 28.49% Variable APR on purchases
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Earn unlimited 1.5% cash back on all purchases.
- No annual cap and cash rewards don’t expire.
- No annual fee.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62% cash back on all purchases.
- Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 18.49% to 28.49% will apply.
- Contactless Cards – the security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- Doesn’t charge annual fees
- Flexible redemption options
- With sign-up bonus
- With 0% introductory APR on purchases
Cons
- 0% introductory APR isn’t applicable to balance transfers
- With foreign transaction fees
- Access to a business credit score: Bank of America lets you view and monitor your Dun & Bradstreet business credit score for free through Business Advantage 360.
- Balance Connect®: This helps prevent declined purchases, returned checks, or other overdrafts when you link your Bank of America® Business Advantage Unlimited Cash Rewards to a Bank of America business checking account for overdraft protection.
- Fraud monitoring: Bank of America will block potential fraud if it detects abnormal patterns in your transactions. It’ll also notify you if it suspects any fraudulent activity.
- Zero liability protection: Stay protected against unauthorized transactions. Bank of America offers additional protections that cover certain purchases against loss, damage, theft, or fire and provides extended warranty coverage.
Intro APR
0%
9 billing cycles
Regular APR
18.49% – 28.49% Variable APR on purchases
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Earn unlimited 1.5% cash back on all purchases.
- No annual cap and cash rewards don’t expire.
- No annual fee.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62% cash back on all purchases.
- Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that’s currently 18.49% to 28.49% will apply.
- Contactless Cards – the security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Pros
- Doesn’t charge annual fees
- Flexible redemption options
- With sign-up bonus
- With 0% introductory APR on purchases
Cons
- 0% introductory APR isn’t applicable to balance transfers
- With foreign transaction fees
- Access to a business credit score: Bank of America lets you view and monitor your Dun & Bradstreet business credit score for free through Business Advantage 360.
- Balance Connect®: This helps prevent declined purchases, returned checks, or other overdrafts when you link your Bank of America® Business Advantage Unlimited Cash Rewards to a Bank of America business checking account for overdraft protection.
- Fraud monitoring: Bank of America will block potential fraud if it detects abnormal patterns in your transactions. It’ll also notify you if it suspects any fraudulent activity.
- Zero liability protection: Stay protected against unauthorized transactions. Bank of America offers additional protections that cover certain purchases against loss, damage, theft, or fire and provides extended warranty coverage.
- Lets you earn unlimited 1.5% cash back on all purchases with no expiration and annual cap
- Offers up to 75% more cash back if you have a business checking account with Bank of America and qualify for the Preferred Rewards for Business program
- Comes with no annual fee
- Allows balance transfer transactions—subject to ongoing APR and balance transfer fees
- Lets you earn $300 sign-up bonus when you meet the spending requirements
Frequently Asked Questions (FAQs)
How do I apply for the Amazon Business American Express Card?
You can apply for the Amazon Business American Express Credit Card online. Complete the application form in just a few minutes. Make sure that you are authorized by your company to make financial decisions. Be ready with your important personal and business information, including the Federal Tax Identifier for your business as you’ll need to provide this during the application process.
Where can I find the Amazon.com Gift Card sign-up bonus?
Once approved for the Amazon Business American Express credit card, you’ll receive a $100 Amazon.com gift card as a bonus. You can view your Amazon.com gift card in your online Amazon account. Go to “Gift Cards” to view your balance, and you can apply this toward your purchases.
How does Shop With Points work?
Shop With Points allows you to use your rewards toward your Amazon purchases. You need to add your Amazon Business American Express Card first to your Amazon account so you can view and redeem your available points during checkout at Amazon.com and US Amazon Business. You can use any amount of your available points, then charge the remaining balance to your credit card.
Bottom Line
The Amazon Business American Express Card is designed for business owners who shop at Amazon stores regularly but aren’t members of Amazon Prime. It has no annual fees and offers several perks and rewards designed specifically for frequent Amazon shoppers. However, it lacks balance transfers, and the 60-day term that it offers for select purchases is shorter compared to the 0% introductory period offered by most other business credit cards.
If this card is not for you, check out our roundup for the best small business credit cards for a wider list of options.
